My parents cannot seem to stop bailing out my sister, and it's pissing me off. Yes, I understand she has three kids, and yes, I know she and her husband are in a dire financial situation. But she spends her money on stupid crap, and I am tired of hearing her tell me about the presents she has to buy for the kids' friends' parties and equipment for their BS activities. Meanwhile, she can't find the money for the power bill. All because she is afraid other people will find out she is poor. And there you two come in to rescue her and she is still ungrateful.

I am three years younger than she is. I postponed marriage and put off having kids because I knew it was financially foolish and I needed to establish a career. I worked 60-plus hours a week at two jobs to pay off a huge credit card bill. I have savings and a retirement account and I don't ask you, mom and dad, for anything.

So consider this a warning. If you keep giving her money (and houses and cars), and persist in refusing to call her out on her money management, don't come crying to me when you need help with retirement. I won't be there. Let her do it.

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