My confession: I'm lying to my wife about my income
I'm not completely honest with my spouse about my income. But it's for good reason. She can spend money like nobody else I know. Shoes, music on iTunes, new clothes, purses, expensive hair cuts, you name it. And if she sees money in the bank she thinks it's just there to be spent. So, in order to keep spending under control I make it look as if we're living close to paycheck to paycheck, when in fact we are not.
This is easy. I manage our finances. She doesn't pay any bills, she doesn't do online banking, she has no idea how much money gets spent on a monthly basis. I've tried to get her involved, but she just has no interest in it. That's fine, I guess, since I can manipulate the money situation. If she actually saw what was going on we'd be bankrupt in a year from her spending habits.
I don't like being less than honest, but it's probably the only way to actually save money. She doesn't know that she's putting 10% of her paycheck into a 401k and contributing to a 529 plan. She doesn't know I max out our IRAs, or that I have set up an emergency fund to cover six months worth of expenses. If she saw all of the money that gets put aside for savings and investments she would probably be mad, but I'm trying to plan for our future.Go ahead, get it off your chest. Send your unsigned money-related secrets to firstname.lastname@example.org or submit via our Tumblr, where you can use a fake name and email — we'll never know.
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